This study found that internal and external factors caused problematic murabaha financing in BMT. Internal factors include the inaccuracy of BMT in 5C (Character, Capacity, Capital, Collateral, and Condition), lack of supervision, procedures violations, facilities and infrastructure, and lack of human resources (HR).
1. Corruption, Collusion and Nepotism Habit 2. Decrease of Human Development Index 3. Poverty and illiterate (Education) 4. Lack of transparent and good governance 5. Lack of Honest Parliament and Agency of Government 6. Institutional instability 7. Laws Enforcement 8. Government Debt 9. Unemployment 10. Unstandardized of Public Health and Safety 11. Lack of Pro-Business Climate
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In rural districts, high poverty rates, a lack of support, a lack of resources, and the multiple roles the teacher fulfills increase the likelihood a teacher can exhibit secondary traumatic...
Bea Cukai menyiapkan layanan penyampaian dokumen laporan cukai (LACK) secara online pada aplikasi ExSIS untuk 36 kantor pelayanan yang mengawasi pengguna jasa tidak dipungut cukai dan/atau pembebasan cukai. Aplikasi ini memudahkan pengguna jasa dan petugas Bea Cukai dalam pelaporan dan analisis LACK-1—LACK-9.
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